The Journey

8 steps. 5 minutes.

Scroll through each step and watch the product respond in real time.

    STEP / 01

    Log in securely

    Sign in with your mobile. OTP verified in 10 seconds.

    STEP / 02

    Fetch eligibility

    Real-time portfolio sync from CAMS & KFintech.

    STEP / 03

    Choose your lender

    Compare live offers from RBI-regulated lenders.

    STEP / 04

    Complete eKYC

    Aadhaar-based eKYC. Fully paperless and instant.

    STEP / 05

    Pledge mutual funds

    Securely mark a lien, units stay invested.

    STEP / 06

    Link bank account

    Penny-drop verified disbursement account.

    STEP / 07

    E-sign agreement

    Aadhaar OTP-based signature. Legally binding.

    STEP / 08

    Credit line live

    Withdraw any amount, anytime. Pay interest on usage.

OTP sent to +91 ••••• 4521

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Bank-grade encrypted

The Lark Engine

One portfolio. Multiple lenders competing.

Every lender is RBI-regulated. Every offer is real-time. Every decision is yours.

Don't sell.
Just Lark Money.

Open your credit line in 5 minutes. Borrow only what you need. Keep every unit invested. Your future self will thank you.

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